When inquiring about my services, many people ask why I don't accept their insurance plans. The answer can be a bit complex, but it really comes down to my ability to offer my clients the best care in the most effective, flexible and efficient manner possible.
Fee-for-Service counseling is a great option when you find a therapist that you'd like to work with. You may assume that it means a greater financial commitment from you, and sometimes it does, but often a clinician like myself is willing to work with you on a sliding scale so that you're are able to afford care without being burdened financially.
The benefits of fee-for-service counseling are many; the first of which is the fact that you're putting yourself in control of your treatment by being able to choose the therapist you want to see instead of being put on a waitlist.
Another big benefit of working with a fee-for-service therapist, is the ability to remain in counseling for as long as you and your therapist believe it is beneficial to your change and growth. Insurance companies often put a limit (6, 8 or 12 sessions) on what they will pay for, not taking into consideration whether or not the client is "better" or ready to leave counseling.
Further, insurance providers require a mental health diagnosis to be assigned to each patient in order for payment. Many people do not want a mental health diagnosis associated with themselves for a variety of reasons. Choosing to remain separate from their insurances for their mental health care, allows them this peace of mind.
These are just a few reasons why I choose to remain separate from insurance companies. I'm happy to discuss further with you the benefits of working with a fee-for-service therapist or answer questions specifically pertaining to my rates and sliding scale if you're interested in setting up an appointment with me.